A Mortgage Originator, or Mortgage Loan Originator, is a financial professional who works directly with borrowers to help them secure funding to purchase a home. Their duties include gathering and reviewing financial information from prospective home buyers, educating clients about the mortgage process and working with loan processors and underwriters to get mortgages approved.
A Mortgage Originator 應該能夠履行各種職責和責任。以下是 Mortgage Originator 應該能夠執行的一些職責和責任：
- Networking to find new mortgage clients
- Meeting with potential clients to advise them on the mortgage process
- Gathering financial documents and information from clients
- Submitting mortgage applications
- Working with Real Estate Agents, Appraisers, Underwriters and other professionals
- Resolving problems that arise with applications
有競爭力的Mortgage Originator將擁有一定的技能和資格，包括：
- Strong written and verbal communication skills
- Exceptional customer service skills
- Familiarity with handling confidential information
- Knowledge of mortgages and relevant regulations
- Sales and marketing skills
- Comfort with numbers and financial data
