Mortgage Processor

원격

💰 재정

When someone applies for a new home loan or refinance, a mortgage processor puts together a file that contains the application information, supporting documentation and a credit report that they pull and analyze. Then, that file goes to the underwriter, who is responsible for determining whether to approve the application and setting the terms of the mortgage agreement for approved loans.

Mortgage Processor은 무엇을 하나요?

The mortgage processor’s key responsibilities are to ensure the underwriter has all the information necessary to approve or deny a mortgage application and that loan documents are complete and ready for closing.

책임

Mortgage Processor은 다양한 업무 및 책임을 이행할 수 있어야 합니다. 다음은 Mortgage Processor이 실행할 수 있어야 하는 몇 가지 업무 및 책임입니다.

Checking loan applications for missing information and potential errors
Gathering and checking appraisals, income verification and other documents for completeness and accuracy
Running credit reports and evaluating creditworthiness
Requesting additional information for the underwriter as needed
Monitoring the underwriting process and providing updates to the mortgage officer
Entering borrower and loan information in customer management and mortgage information software

필수 기술

경쟁력 있는 Mortgage Processor은 다음을 포함한 특정 기술과 자격을 갖추고 있습니다.

Effective oral and written communication skills to ensure a smooth flow of information between the mortgage officer and the underwriter
Organizational skills to ensure mortgage files and closing documents are complete and simple to use
Multitasking skills to keep track of multiple loan applicants’ information at one time
Knowledge of mortgage financing to seek supporting information for applications and preparing documents
Understanding of banking and finance regulations needed to ensure compliance with federal and state laws
Analytical skills to evaluate credit histories and spot potential errors

유사한 제안

Mortgage Processor과 관련된 직책을 모집하는 경우, 유사한 역할에 대한 직무 설명을 참조하세요:

Finance Manager