Pénzügyek > Mortgage Processor
Mortgage Processor
Távoli
When someone applies for a new home loan or refinance, a mortgage processor puts together a file that contains the application information, supporting documentation and a credit report that they pull and analyze. Then, that file goes to the underwriter, who is responsible for determining whether to approve the application and setting the terms of the mortgage agreement for approved loans.
The mortgage processor’s key responsibilities are to ensure the underwriter has all the information necessary to approve or deny a mortgage application and that loan documents are complete and ready for closing.
Egy Mortgage Processor képesnek kell lennie arra, hogy különféle kötelezettségeket és felelősségeket teljesítsen. Az alábbiakban felsorolunk néhány olyan kötelezettséget és felelősséget, amelyet a Mortgage Processornek végre kell hajtania:
- Checking loan applications for missing information and potential errors
- Gathering and checking appraisals, income verification and other documents for completeness and accuracy
- Running credit reports and evaluating creditworthiness
- Requesting additional information for the underwriter as needed
- Monitoring the underwriting process and providing updates to the mortgage officer
- Entering borrower and loan information in customer management and mortgage information software
Egy versenyképes Mortgage Processor bizonyos készségekkel és képesítésekkel rendelkezik, beleértve:
- Effective oral and written communication skills to ensure a smooth flow of information between the mortgage officer and the underwriter
- Organizational skills to ensure mortgage files and closing documents are complete and simple to use
- Multitasking skills to keep track of multiple loan applicants’ information at one time
- Knowledge of mortgage financing to seek supporting information for applications and preparing documents
- Understanding of banking and finance regulations needed to ensure compliance with federal and state laws
- Analytical skills to evaluate credit histories and spot potential errors
Ha egy Mortgage Processorhez kapcsolódó pozíciókra keres, tekintse meg munkaköri leírásunkat a hasonló szerepkörökhöz:
Van bőven! Fedezze fel a Paidwork munkák különböző kategóriáit.
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