The Mortgage Originator’s job is to get a client approved for a mortgage. They start by assessing the client’s needs and advising them on the best mortgage solution for their situation. Mortgage Originators guide clients through the application and approval process, starting with collecting financial information to completing the application. They monitor the progress and address any issues, such as the need for additional documentation. Mortgage Originators typically work for banks or credit unions.
Hvad gør en -NAVN-?
A Mortgage Originator, or Mortgage Loan Originator, is a financial professional who works directly with borrowers to help them secure funding to purchase a home. Their duties include gathering and reviewing financial information from prospective home buyers, educating clients about the mortgage process and working with loan processors and underwriters to get mortgages approved.
Ansvar
Et Mortgage Originator bør være i stand til at udføre forskellige pligter og ansvar. Følgende er nogle pligter og ansvarsområder en Mortgage Originator bør kunne udføre:
Networking to find new mortgage clients
Meeting with potential clients to advise them on the mortgage process
Gathering financial documents and information from clients
Submitting mortgage applications
Working with Real Estate Agents, Appraisers, Underwriters and other professionals
Resolving problems that arise with applications
Nødvendige færdigheder
En konkurrencedygtig Mortgage Originator vil have visse færdigheder og kvalifikationer, herunder:
Strong written and verbal communication skills
Exceptional customer service skills
Familiarity with handling confidential information
Knowledge of mortgages and relevant regulations
Sales and marketing skills
Comfort with numbers and financial data
Lignende tilbud
Hvis du rekrutterer til stillinger relateret til et Mortgage Originator, se vores jobbeskrivelser for lignende roller:
