Loan Processors work at banks and other financial lenders to act as a liaison between front-facing bank staff and the underwriters who research and approve loans. Their role is to make sure that loan applications are free of mistakes and include all of the essential information Underwriters need to perform a risk assessment and a background check, preventing errors from increasing turnaround time. Loan Processors act as a liaison between the Loan Officer and the Underwriter, double-checking lending guidelines and all essential prior-to-document conditions related to each loan document before and after approval.
Hvad gør en -NAVN-?
A Loan Processor, or Mortgage Processor, is in charge of gathering the necessary paperwork and documentation required for someone to apply for a loan. Their duties include carefully reviewing mortgage applications to confirm that all essential fields have been filled out, organizing additional application materials and submitting applications on schedule.
Ansvar
Et Loan Processor bør være i stand til at udføre forskellige pligter og ansvar. Følgende er nogle pligter og ansvarsområder en Loan Processor bør kunne udføre:
Gathering information for the loan application
Evaluating credit histories for applications
Collecting data from clients such as their assets, salaries, debts and employment status to fill in information for the loan application
Researching and correcting mistakes in applications for clients
Reviewing file documentation for missing or erroneous information
Meeting loan application deadlines
Nødvendige færdigheder
En konkurrencedygtig Loan Processor vil have visse færdigheder og kvalifikationer, herunder:
Experience with mortgage loan software programs
Verbal and written communication
Good interpersonal and customer service skills
Time-management and organization skills
Ability to work with strict deadlines
Ability to explain technical concepts in simple terms
Lignende tilbud
Hvis du rekrutterer til stillinger relateret til et Loan Processor, se vores jobbeskrivelser for lignende roller: